Your money never leaves your accounts.
Aurelo only moves cash between accounts you own. We never hold a balance.
Saving,
on autopilot.
You keep meaning to save. Aurelo actually does it — moving the right amount into your own account, every month. We never hold it.
Free to use — plus 3 months of full automation, on us.
Or — limited spots, Gold free for life.
3 months of Aurelo Gold, free — waiting for you at launch.
Check your inbox for a confirmation. Gmail users — it may be in Promotions. Move it to Primary so you don't miss updates.
Most apps tell you where your money went. Aurelo decides where it goes — then moves it.
Zero-based budgeting and automatic saving, in one app.
Aurelo never holds your money. It only ever moves cash between your own accounts.
This month Your budget → your savings
Your budget
🛒 Groceries $60
💡 Bills $30
🎬 Fun $60
$750 spent of $900 $150 left to save
leftover +$150
Your savings
Auto-Saved $1,350 +$150 this month Your HYSA · your name
Budgeting apps just show you the damage after the fact.
Aurelo plans every dollar before it’s spent.
Saving takes willpower you don’t have.
Aurelo figures out what you can save — and moves it automatically.
See it on your phone.
A real look at Aurelo — budgeting, your whole month, and saving on autopilot.
A clear path from cash to confidence.
Three steps from signup to saving: connect your bank, let Aurelo build your budget, then auto-save on your own rules.
Live product loop Connect → Budget → Save
1 · Connect
Chase CheckingPaycheck +$2,400 Ally SavingsAuto-Save destination
income$2,400
2 · Build
🏠Rent$0
🛒Groceries$0
💡Bills$0
leftover+$200
3 · Auto-save
Auto-Saved $3,000 +$200 this month Ally Savings · your rule
Connect your bank
Plaid links your account in about 60 seconds. Read-only — Aurelo sees your transactions, nothing else. Your money stays where it is.
Aurelo builds your budget
We read your last 90 days and suggest pockets that match how you actually spend. Edit anything; add what we missed.
Auto-save on your rules
You set the rules — biweekly or monthly, from one pocket or all of them, how much. Aurelo moves the leftover into your own account automatically.
Money only moves between your own accounts. Your bank pays the yield — Aurelo just makes sure the move happens.
Built like money infrastructure.
Open like nothing to hide.
No balance to hold, no login to store, no data to sell. Here is exactly what Aurelo can and can’t do with your money.
Read-only by design.
Connected through Plaid. Aurelo can read your transactions — it cannot move your money or store your login.
Stop anytime.
Withdraw or turn off Auto-Save whenever you want. No lock-in, no penalty.
Built on the rails the banks already use. Plaid handles the bank connection and the ACH transfer, and every byte is encrypted in transit and at rest — your money stays in your own accounts.
Aurelo is preparing for private beta (launching July 1, 2026). Auto-Save depends on bank availability and may not work with every institution at launch. Any HYSA yield shown on this page is illustrative of what your own bank can pay — Aurelo never holds your money and does not set the rate.
Three tiers. One honest line.
Free is genuinely free — the real baseline, not a trial. Gold is $12/mo for automation and no limits; Gold Family is $20/mo for up to five. Same price in the app or on the web.
Aurelo Basic
Freeforever
No card. No trial. No upgrade pressure.
- 1 active budget · 1 collaborator (couples invite, free)
- Real-time Plaid bank sync
- HYSA recommendations
- 2 manual Auto-Save transfers / month
- 3 savings goals (commitment-only)
- Subscription detection + easy-cancel guides
Aurelo Gold
$12 / month
or $120/yr — save 17%
- Multiple budget groups — side-hustle, household, personal in parallel
- Automated Auto-Save to your external HYSA
- Unlimited savings goals + auto-commit rules
- Smart insights + premium analytics + 6-month history
- Premium themes + hero gradient picker
- Unlimited round-ups (auto-swept) + priority support
- Everything in Basic
Aurelo Gold Family
$20 / month
or $200/yr — save 17%
- Everything in Gold, for your whole household
- Up to 5 members on one Family plan
- Family dashboard + shared goals with per-member tracking
- Multi-member Pocket contributions
- Per-member privacy controls
- Family-aware Score, Worth & Money Calendar
Every waitlist member gets 3 months of Gold free at launch.
Or apply for the private beta — a limited number of seats, hand-selected before launch. If you’re picked, you get early access and Aurelo Gold free for life.
HYSA rates referenced on this page (~4% APY) are calibrated to our launch HYSA recommendation partners (SoFi, Marcus, Wealthfront) as of 2026-05. Aurelo never holds your money and does not set or pay a yield rate — your actual rate is whatever your own bank's HYSA pays, and that rate can rise or fall. There is no guaranteed minimum. We earn an affiliate fee when users open an account through our HYSA recommendations; partners are ranked by current APY, not by what pays us. Affiliate disclosure →
Questions worth answering.
Aurelo never holds your money — it stays in your own bank accounts, in your own name. For Auto-Save (Gold), Aurelo orchestrates ACH transfers between your checking and your own high-yield savings account. You authorize this once and can revoke it any time. Aurelo cannot move funds anywhere except between your own accounts on the schedule you set. On the free tier, Aurelo only reads your transactions via Plaid — no money moves at all.
Yes. Aurelo Basic is free forever — no credit card, no trial countdown, no bait-and-switch. You get full envelope budgeting on 1 active budget (with a free partner seat via the couples invite), real-time Plaid bank sync, HYSA recommendations, subscription detection and easy-cancel guides, and 2 manual Auto-Save transfers per month at no fee. Aurelo Gold ($12/mo or $120/yr) adds unlimited budgets, automated Auto-Save, premium analytics, and unlimited savings goals.
Aurelo doesn’t set or pay a savings rate. Your money sits in your own high-yield savings account, and your bank pays whatever its current rate is — Aurelo just moves the right amount in automatically. We recommend HYSAs and earn an affiliate fee if you open one, but partners are ranked by their current rate, never by what pays us.
No, but it’s how Aurelo’s magic happens. Connect your bank and we’ll build your entire budget from your last 90 days of spending — pockets, amounts, even a forgotten-subscriptions check. Prefer manual? Four quick questions and we’ll build a starter budget you can refine later.
Never. Aurelo is funded by subscriptions, not surveillance. Your financial data is yours — we have no advertising partners, no data brokers, and no third-party monetization of any kind. Full stop. That is a founding commitment, not a marketing line.
More questions? See the full FAQ →