Effective date: July 1, 2026
Plain-English summary: When you click certain product recommendations in Aurelo and then sign up with that partner, Aurelo gets paid a commission. We tell you up front whenever this happens. We pick partners we’d actually use ourselves, and we always sort high-yield savings options by best rate first — never by who pays us the most.
1. Why This Disclosure Exists
The U.S. Federal Trade Commission requires “clear and conspicuous” disclosure of any “material connection” between an endorser and the seller of a recommended product. A material connection is anything that might affect the weight or credibility a consumer gives the recommendation — for example, the endorser being paid a commission for referrals.
Aurelo earns commissions from certain financial product partners when our users open accounts, file taxes, bind insurance policies, or complete similar qualifying actions through our recommendation links. This is a material connection. We disclose it to you here, and again at every point in the App where we surface an affiliate offer.
ATTORNEY REVIEW NOTE: Please review against the FTC Endorsement Guides, 16 CFR Part 255, as amended in June 2023, and any FTC guidance issued since. In particular, please flag any concerns with (a) placement of the in-App disclosure, (b) the wording “Aurelo may earn a commission,” and (c) the comparison-format disclosure used for high-yield savings recommendations.
2. Categories Where Aurelo Has Affiliate Relationships
Aurelo may receive a commission, referral fee, revenue share, or similar compensation from partners in the following categories:
- High-yield savings accounts (HYSA): when you open a savings account with one of our recommended banks through a link in the App.
- Tax filing software: when you file your taxes through one of our recommended tax software partners (Q1 of each calendar year only).
- Renters insurance: when you bind a renters insurance policy with Lemonade through a link in the App.
Aurelo does not currently participate in affiliate programs for: investment or brokerage products, cryptocurrency products, mortgages, refinancing, credit cards, buy-now-pay-later products, life insurance, health insurance, auto insurance, pet insurance, payday loans, or identity-theft monitoring.
3. How Compensation Works
Affiliate compensation is paid by the partner to Aurelo. It does not change the price you pay or the terms you receive from the partner. The partner’s product would cost you exactly the same if you went directly to the partner’s website without using an Aurelo link.
Compensation amounts vary by partner and category. As examples (subject to change at any time):
- HYSA partners: typically a flat commission per funded account, often in the range of $20 to $80.
- Tax software partners: a flat commission per completed return, typically $10 to $50 depending on the product tier.
- Lemonade: a flat commission per bound policy.
4. How We Choose and Display Partners
Aurelo follows these editorial principles for affiliate placements:
- Honest sorting. When we display multiple HYSA partners, we sort by the highest current APY first, refreshed at least weekly. We do not order partners by commission size.
- Limited choices. We display at most three HYSA partners at a time. We believe a curated short list is more useful than an overwhelming comparison page.
- Segmented recommendations. For tax software, we recommend a single partner based on your tax-filing complexity (W-2 only, standard with deductions, or self-employed). We recommend the partner that best fits your profile, not the one that pays us most.
- Contextual placement. We surface offers when they are situationally relevant — for example, a renters insurance offer when we detect a recurring rent payment in your transactions. We do not run banner ads or interstitials.
- No accepting payment for misleading placements. We do not accept payment to display offers in a misleading order or to recommend products that are not competitive on their merits. If we ever cannot find a competitive partner in a category, we will simply not display any offers in that category.
5. Where You’ll See Disclosures
Wherever Aurelo surfaces an affiliate offer, you will see an inline disclosure substantially similar to the following:
“Aurelo may earn a commission when you open an account through this link. We sort by best rate first — always. Learn more.”
The “Learn more” link opens this Affiliate Disclosure. The disclosure appears on or immediately adjacent to each affiliate offer surface, including:
- The HYSA recommendation page.
- The Auto-Save destination picker (where we may show HYSA partners as options).
- The Tax Center.
- Any contextual offer card (e.g., the renters insurance card).
6. Editorial Independence
Affiliate compensation does not influence our editorial coverage outside of the offer surfaces themselves. Our blog content, in-App tips, comparison content, and educational material are written without reference to commission economics. Where we cover a category in which we have affiliate relationships, we disclose that fact in the relevant content.
7. Your Choices
You are never required to use an affiliate link. You can:
- Visit any partner’s website directly.
- Use a different bank, tax service, or insurance provider that Aurelo does not partner with.
- Skip the recommendation entirely.
Whether or not you use an affiliate link, your access to Aurelo, the price you pay for Aurelo, and the features you can use are unaffected.
8. Updates
Affiliate partners and compensation arrangements change over time. We will keep this Disclosure reasonably up to date. Material changes will be reflected in a revised “Last updated” date at the top of the Disclosure.
9. Contact
Questions about how Aurelo earns affiliate revenue or about a specific partner relationship?
Email: jackie@getaurelo.app Subject: “Affiliate Question”