Key takeaways
- Free is a complete budget, not a trial: pockets, Today's Allowance, Buffer Days and the Money Calendar.
- Gold keeps the budget current by bringing in new transactions that file themselves.
- Sorting into pockets is on every plan; Gold adds limits, Forecast, Payoff Plan and Net Worth.
- Gold is $12 a month or $80 a year through the App Store, and you can cancel any time.
Aurelo has two plans today: Free and Gold. Free is a complete budgeting app, not a trial. Gold is for people who want the budget to keep itself up to date and want a few deeper tools. This guide lays out exactly what each includes so you can pick without guessing.
During the beta, the app is free to use.
The short version
- Free gives you the whole budget and every daily number. Your first budget can be built from your bank; after that, you keep it current by logging spending yourself.
- Gold ($12/month or $80/year) keeps the budget current for you: new transactions arrive from your bank and file themselves. It also lifts limits and adds planning tools.
Side by side
| Free | Gold | |
|---|---|---|
| Price | $0, forever, no card | $12/month or $80/year |
| The full budget (Bills, Needs, Wants pockets) | Yes | Yes |
| Automatic sorting into pockets | Yes | Yes |
| Budget built from your bank | One budget | Yes |
| New transactions arrive from your bank and file themselves | No, you log spending yourself | Yes |
| Active budgets | 1 | Unlimited |
| Collaborators | 1 | Up to 5 per budget |
| Connected accounts | Up to 2 spending accounts, for your bank-built budget | Up to 10 |
| Savings goals | 3 | Unlimited |
| Annual Pockets | 2, made by hand | Unlimited |
| Debt pockets | 1, made by hand | Unlimited |
| Today’s Allowance, Buffer Days | Yes | Yes |
| Money Calendar | Yes | Yes |
| Aurelo Score | Yes | Yes, plus six months of Score history |
| Monthly recap | Yes | Yes |
| Reshuffle, Card Cover | Yes | Yes |
| Full history | Yes | Yes |
| Forecast | No | Yes |
| Payoff Plan (your debt-free date) | No | Yes |
| Net Worth | No | Yes |
| Extra app colours | No | Yes |
Sorting transactions into pockets is on every plan. Gold doesn’t sort better; it keeps new transactions arriving so the sorting happens without you.
What you get on Free
Free is built to be enough for a lot of people, and it doesn’t hide the essentials behind a paywall:
- The full budget: Bills, Needs and Wants pockets, Available to assign, Refill Pockets and Reshuffle. See Pockets in Aurelo.
- The daily numbers: Today’s Allowance and Buffer Days, explained in What Today’s Allowance and Buffer Days Tell You.
- Planning: the Money Calendar, the Aurelo Score and the Monthly recap.
- Credit cards: Card Cover, so card purchases come out of the right pocket and the payment is covered when it’s due.
- Sharing: one collaborator on your budget.
- Saving: the Save tab, Log it, and 3 savings goals.
In Aurelo: On Free, your first budget can come straight from your bank. Aurelo reads six months of transactions and suggests your pockets. From then on, you log spending by hand to keep it current.
Who Free is enough for
Free fits you well if:
- You’re happy to log spending as you go, or you mostly use one or two accounts.
- You want one budget, alone or with one other person.
- Your yearly bills and debts fit in 2 Annual Pockets and 1 debt pocket.
- You’re mainly after the daily numbers: what’s safe to spend today and how long your cash would last.
Who Gold is for
Gold is worth a look if:
- You don’t want to log spending. New transactions arrive from your bank and file themselves, so the budget stays current without effort.
- You have several accounts, up to 10 connected.
- You need more than one budget, or want to share with up to five people per budget.
- You’re paying down debt and want a Payoff Plan with a debt-free date, plus unlimited debt pockets.
- You like looking ahead: Forecast, Net Worth and six months of Score history.
- You have many yearly bills or savings targets, with unlimited Annual Pockets and savings goals.
If you’re still deciding what matters in an app at all, How to Choose a Budgeting App is a good checklist.
Gold Family
Gold Family is coming soon.
How to subscribe
Gold is bought inside the Aurelo app through the App Store. You can see your plan and manage it from Menu → Your plan → Manage.
How to cancel
Because the subscription runs through the App Store, you cancel it there, any time:
- On your iPhone, open Settings.
- Tap your name.
- Tap Subscriptions, choose Aurelo, and cancel.
In Aurelo: Leaving Gold doesn’t take the Free plan away. The full budget, the daily numbers and the Money Calendar stay on Free.
Ready to start? Getting Started With Aurelo walks through your first budget.
Common questions
Is Aurelo free?
Yes. The Free plan is free forever and needs no card. It includes the full budget, Today's Allowance, Buffer Days, the Money Calendar, the Aurelo Score and more. During the beta, the app is free to use.
How much does Aurelo Gold cost?
Gold is $12 a month or $80 a year, bought inside the app through the App Store.
What's the main difference between Aurelo Free and Gold?
On Gold the budget keeps itself current: new transactions arrive from your bank and file themselves. On Free, your first budget can be built from your bank, and after that you keep it current by logging spending yourself.
How do I cancel Aurelo Gold?
Subscriptions are managed by the App Store. On iPhone, open Settings, tap your name, then Subscriptions, and cancel there. You can do it any time.
Written by the Aurelo team. We build Aurelo, a budgeting app that reads your accounts read-only and never moves your money. Every claim about the app is checked against the app itself. This is general education, not financial, tax or legal advice.
